— Cloud · AI · Margin
Invest in the compute
behind AI.
Every model, agent and copilot runs on cloud someone pays for each month. Participate directly in that Microsoft cloud spend — open to everyone.
AI runs on cloud, billed monthly.
The AI build-out is more than chips and model labs. It is the compute businesses consume, month after month, to put AI to work — and that consumption is where PHE operates.
- Of actual margin, to you
- 100%
- Payout cycle
- Monthly
- Not valuations
- Usage
Margin varies with customer usage and payment and is not guaranteed.
Real cloud spend, not ticker symbols.
Your participation funds Microsoft cloud that businesses consume for AI, data and everyday workloads. Every month you see how much of that spend went to compute cost, and what was left as margin.
- Compute spend, line by line
- Visible
- Term, set up front
- Defined
- Margin calculation
- Monthly
Run by operators, not promoters.
PHE Consulting is a working Microsoft cloud and AI consultancy. We manage the customer, the vendor relationship, billing and collections — you get exposure to AI demand without running any of it.
- One platform, by design
- Azure
- Customer, billing, collections
- End-to-end
- We build it and run it
- Hands-on
— 04 / Get Started
Start in two minutes.
Create your account, answer a few questions, and we'll show you how to invest. Open to everyone.
— How the program works
From your participation to your first statement.
PHE resells Microsoft cloud to businesses. Your participation funds that compute, you see exactly how much of the spend goes to cost, and the margin earned each month is paid to you.
01 / Fund
You fund the compute
Your participation funds Microsoft cloud that PHE delivers to its business customers, for a defined term and payout period set in your agreement.
02 / Deliver
PHE delivers the cloud
PHE provisions and manages the customer's Microsoft cloud services, and handles the vendor relationship, billing, collections and support. You run none of it.
03 / Collect
The customer pays monthly
Cloud is consumed and billed every month, like any subscription. As customers' AI and data workloads grow, so does the usage behind your participation.
04 / Settle
Costs are settled
From each month's receipts, PHE pays the Microsoft and distributor charges and the direct costs of delivering the cloud. You see how much went to compute cost; what remains is the margin.
05 / Receive
The margin is yours
100% of the actual margin on your participation is allocated to you. It is calculated monthly and paid within 30 days after month-end, with a statement showing the numbers.
06 / Complete
Your term runs its course
Margin keeps flowing for the length of the payout period in your agreement. At the end of the term everything is reconciled and your participation concludes as the agreement sets out.
— Your monthly statement
See exactly how your margin is made.
Each month you receive a statement for your participation: what was used, what was paid, how much went to compute cost, and the margin that comes to you.
Compute spend, in full view
Every statement shows how much of the spend went to compute cost, so you always know where the money went.
Real numbers, not estimates
Margin is calculated from what the customer actually used and paid, after the cloud costs are settled.
Paid within 30 days
Margin is calculated at month-end and paid within 30 days, with the statement alongside it.
Everything in your portal
Statements, your details and the status of your participation live in your investor portal.
Statement
Your participation · one month
Monthly
- Customer usage billed
- Microsoft cloud consumed this month
- Customer payment received
- Collected by PHE
- −Compute cost
- Microsoft and distributor charges
- −Direct costs
- Of delivering the cloud
= Margin
What remains after costs
100% to you
Paid within 30 days of month-end
— Questions
Before you invest.
Who can invest?
Everyone. The crowdfunding offering is open to the public through a registered funding portal. Accredited investors can also invest directly with PHE through the private offering, which requires us to verify accredited status.
I'm not an accredited investor. Can I still take part?
Yes. That is what the crowdfunding offering is for. You invest online through the funding portal, where the full offering statement is available. Federal rules limit how much non-accredited investors can put into crowdfunding offerings each year; the portal applies those limits for you.
What am I actually investing in?
A participation agreement with PHE. Your funds go toward the Microsoft cloud PHE resells to businesses, and you receive the margin that compute produces during your payout period, with monthly visibility into how much of the spend went to compute cost. You are not buying shares in PHE, in Microsoft or in a fund.
How is this an AI investment?
AI workloads run on cloud infrastructure, and the growth of AI shows up as cloud consumption. The program participates in Microsoft cloud transactions — the platform much of enterprise AI is built on. It is exposure to that demand, not to any single AI company.
What returns should I expect?
Your return is the margin your participation earns: the difference between what customers pay for their Microsoft cloud and what that cloud costs to deliver. It's calculated every month from real usage and real payments, and 100% of it is allocated to you. Because it follows actual usage, it varies from month to month; your offering documents set out exactly how it's calculated.
Will I get my principal back?
At the end of your term the participation is reconciled and funds are returned as your agreement sets out. Your offering documents describe the term, the payout period and how the wind-down works, so you know what to expect before you sign.
Can I get out early?
Early termination is possible only with PHE's approval and may carry an adjustment. There is no secondary market, so treat this as a commitment for the full term.
What happens after I create an account?
You secure the account with two-step verification and answer a few questions. Your answers decide which offering fits you, and your portal shows the next steps: either the funding portal for crowdfunding, or a personal follow-up with the offering memorandum for the private offering. You commit nothing by signing up.
— End of the journey
Ready to own a piece of the AI build-out?
Create your account, answer a few questions, and we'll show you how to invest. Open to everyone.
Investing involves a high degree of risk, including loss of your entire investment.